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You Have Options to Save Your Home and Avoid Foreclosure

Take Steps Now to Save Your Home

Know What Your Options Are to Stopping a Foreclosure and Lowering Your Payments to Make Your Home Affordable:
Fill-out the Form below and a Loan Modification/Foreclosure Expert Will Review Your Personal Situation and Discuss the Many Options Available to You:


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Stop Foreclosure

The threat of foreclosure can be terrifying. What's more terrifying is facing that threat alone. Our network of experienced attorneys have fought hard on behalf of the American homeowner to stop foreclosures, and work out a solution with their mortgage company. You have rights as a homeowner in default, but time is not on your side. The faster you take action the better chance you have of stopping foreclosure.

Loan Modification

Don't have time to deal with your lender or are you going nowhere fast?
The reality is, most lenders are completely unresponsive to many of the homeowners who reach out to them for help with their mortgage. When you hire a law firm, it can be a major game changer in how the lender reacts to a request for modification assistance. The law firms within our network communicate with most of the major lending institutions on a daily basis and know what is needed in order to successfully...Read More...

Modification Process

Step 1 - Consultation and Prequalification
Step 2 - Gathering of financial documents
Step 3 - Negotiations
Step 4 - Approval
Total time frame:
Most cases take about 60 to 90 days to complete. All cases vary depending on the lender but our firms are here to help you every step of the way, no matter the time frame we look forward to working with you. Read More...

Mortgage FAQ's

What Should I do when I get behind on my Mortgage?

Don't ignore the phone calls and letters from your lender. Take this matter very seriously and work to resolve the problem as quickly as possible. Keep track of all correspondence you receive for later reference. Stay in your home. You may not qualify for foreclosure help if the house is vacant. Your home, if proved vacant/abandoned, could be seized by your lender.
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Foreclosure FAQ's

What is a foreclosure?

When a secured creditor, usually a bank, attempts to recover monies owed to them based on a promissory note by selling the collateral. In more simple terms you have probably borrowed money from a bank or mortgage company in order to purchase or refinance a home. In exchange for lending you the money, you made a promise that if you could not pay them back they could take the house back....
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Loan Forbearance

Some of our clients are eligible for Mortgage Forbearance, which will give you time to gather your assets. In Forbearance, you are allowed to delay or reduce payments for a short period, with the understanding that another option will be used at the close of that time to bring your account to a current status. Your lender, if in agreement, will then temporarily cease legal actions. Lenders may agree to combine your Forbearance with Reinstatement or a Repayment Plan. This plan works for people...
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Deed-In-Lieu/Short Sale

The Deed in Lieu of foreclosure offers several advantages to both the borrower and the lender in certain circumstances. The biggest advantage to the borrower is that it could releases them from most or all of the personal indebtedness associated with the defaulted loan. A Deed in Lieu is similar to a voluntary repossession. You are signing over the deed or "title" to your property and the lender agrees to cancel the mortgage. In other words, the typical deed in lieu of foreclosure is a consensual transaction.
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Short Sale FAQ's

A short sale is the process by which a homeowner can sell a house for less money than he actually owes on the mortgage(s). This is done by the buyer or investor providing proper documentation to the mortgage lenders to convince them to reduce the mortgage balance to allow the sale. The mortgage lender (or bank) actually takes a loss (or write-off) on the mortgage because the value of the home has fallen below the mortgage balance AND the homeowner is in a poor financial condition that will not allow him to continue to pay on time. If the bank approves...Read More...

Bankruptcy

Bankruptcy is a federal court process designed to help people eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as liquidation or work-outs of debts by individuals. Two of the most common filings are Chapter 7 and Chapter 13. When it comes to trying to save your home from foreclosure however, bankruptcy should be a last ditch effort. It is highly recommended to discuss all available options before pursuing a bankruptcy.

Our network of legal professionals have extensive real estate and industry experience that can help stop a foreclosure. Whether you need a loan modification with an affordable payment plan, extend the term of your mortgage, negotiate a settlement of your arrearage, or assistance with a short sale; WE CAN HELP!